Loans
Select purpose of the loan
Inbank offers loans to repair or improve your home, increase its energy efficiency, buy or repair a car, go on a dream trip and much more.
Comparison of loans
| Small Loan | Mini Loan | Renovation Loan | Green Energy Loan | Car Loan | Car Leasing | |
|---|---|---|---|---|---|---|
| Purpose of the loan | Not limited | Not limited | Renovation and furnishing | Acquisition of renewable energy solutions, energy efficiency improvement | Vehicle purchase | Vehicle purchase |
| Amount | 300 - 15 000 | 500 - 2 000 | 3 000 - 20 000 | 2 000 - 20 000 | 300 - 15 000 | 15 000 - 30 000 |
| Period | 6 - 72 months | 6 - 36 months | 6 - 72 months | 6 - 120 months | 6 - 72 months | 24 - 72 months |
| Interest rate | from 8.9% | from 1.5% | from 7.9% | from 4.9% + 6 months EURIBOR | from 8.9% | from 5.9% + 6 months’ EURIBOR |
| Agreement fee | The agreement fee is 2% of the loan amount, min. 35 euros. | 0 euros | 1.5% of the loan amount, min. 50 euros | 1% of the loan amount, min. 120 euros | 2% of the loan amount, min. 95 euros | 1.5% of the loan amount, min. 190 euros |
| Administration fee | 2.9 euros per month, which is included in the monthly repayment | 5.5 euros per month, which is included in the monthly repayment | 2.9 euros per month, which is included in the monthly repayment | 0 euros | 2.9 euros per month, which is included in the monthly repayment | 2.9 euros per month, which is included in the monthly repayment |
| Additional Terms & Conditions | The borrower is required to provide documentation of expenses to prove the intended purpose of the loan | Inbank has the right to request a copy of the technical passport of the vehicle | A registered security set over the acquired vehicle in favour of Inbank | |||
| Submit application | Submit application | Submit application | Submit application | Submit application | Submit application |
Loans are offered by Inbank Finance AS. Loan is a financial obligation. Before you submit the application, please assess your financial position and think about whether you really need the loan so you can be sure that you are able to repay the loan. You may have to pay default interest and compensate for debt collection expenses if you fail to make payments when due and may make it difficult for you to obtain future loans from Inbank and other financial institutions. Before you decide we recommend you to read the information on the consumer website of the Financial Supervision Authority www.minuraha.ee, the terms and conditions of the loan, annual percentage rates examples and the pre-contractual information.