Twelve years of profitable growth

Built on a solid foundation with a track record of 12 consecutive years of profitable growth supported by a large ecosystem of partners and a strong balance sheet.

Inbank founders Priit Põldoja and Jan Andresoo having a chat at the office lounge area

Financials

€687.7m

GMV (in millions of €)

€60.2m

Total net income (in millions of €)

€10.2m

Net profit (in millions of €)

Key financial indicators

Units in the charts are represented in millions of euros.

20192020202120222023
Net interest income31.73640.048.153.4
Net rental and other income0.3−1.12.63.36.8
Total net income32.034.842.651.460.2
Operating expenses16.017.324.030.336.9
Operating profit16.017.518.621.023.2
Impairment losses on loans6.011.56.711.213.2
Net profit10.05.911.021.110.2
GMV284.6300.9523.1576.9687.7
Total assets462.8490.0787.01 020.51 320.6
Loan and rental portfolio324.2389.2640.5815.91 030.2
Deposit portfolio377.5391.3617.9828.91 081.6
Owner's equity47.361.279.0101.9124.1
Return on equity (ROE)23.9%10.8%15.6%23.3%9.0%
Return on total assets2.6%1.2%1.7%2.3%0.9%
Net interest margin8.5%8.0%6.6%5.9%5.1%
Impairment losses to loan portfolio2.1%3.1%1.3%1.6%1.6%
Cost/income ratio49.9%49.7%56.3%59.0%61.4%
Equity to total assets10.2%12.5%10.0%10.0%9.4%

Newsroom

News
Inbank publishes its annual report for 2023

Inbank publishes its annual report for 2023

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News
Inbank publishes unaudited financial results for Q4 and full year 2023

Inbank publishes unaudited financial results for Q4 and full year 2023

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News
Montonio and Inbank join forces to offer flexible financing solutions

Montonio and Inbank join forces to offer flexible financing solutions

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News
Inbank subordinated bonds were oversubscribed 7.6 times

Inbank subordinated bonds were oversubscribed 7.6 times

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News
Inbank issued 12 million euros worth of new shares

Inbank issued 12 million euros worth of new shares

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News
Inbank publishes unaudited financial results for Q3 and 9 months 2023

Inbank publishes unaudited financial results for Q3 and 9 months 2023

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News
Inbank launches new subscription service at Apple premium partner iDeal

Inbank launches new subscription service at Apple premium partner iDeal

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News
Evelin Lindvers to join Management Board of Inbank

Evelin Lindvers to join Management Board of Inbank

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News
Inbank publishes unaudited financial results for Q2 and 6 months 2023

Inbank publishes unaudited financial results for Q2 and 6 months 2023

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investor@inbank.eu
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