Building the ecosystem for growth

We're a financial technology company with an EU banking license that connects merchants, consumers, and financial institutions on its next-generation embedded finance platform.


Where to next?



Active contracts with happy shoppers


Retailers with fully integrated seamless financing


Markets across Europe and quickly expanding

Our story

At Inbank, everything we do is designed for the ultimate retail experience. We understood from early on that when it comes to consumer financing, distribution and accessibility are always the key drivers. So, we started innovating by lifting financing out of traditional banking and placing it into point of sale, right where everyday shopping happens.

Today, we provide frictionless financing solutions for retail in all shapes and sizes, from brick-and-mortar to cutting-edge business models and services online and offline. That way, financing happens exactly when and where it's needed. By making financing an integral part of a product or service, we help our 5,800+ merchant partners thrive.


The milestones we’ve reached

Inbank was founded in 2010 in Tallinn, Estonia by former banking executives Jan Andresoo and Priit Põldoja who set out to find ways to lift banking outside of traditional banks and place it into the point of sale – right where everyday shopping happens.

Our success factors

We’re born in Estonia, one of the world’s most digital economies and we’re geared up to disrupt the European consumer finance market.


Supported by a large ecosystem of partners. Since 2010 our sole mission has been to help our partners build the ultimate retail experience.


The sky is the limit mindset, always open to new ideas. A track record of successful joint ventures and constantly looking for the next market to conquer.


Fully embedded and flexible platform built on scalable proprietary tech and next-generation underwriting. A proven winning formula.


Banking license since 2015 with access to EU deposit markets, and bonds listed on Nasdaq Baltic Stock Exchange. With 12 years of profitable growth.


Careers at Inbank

Make the smart move

We’re always on the lookout for driven and enthusiastic people. If you love what you do, and want to elevate your career, come and climb the highest tops with us.