Smart pay later solutions that convert
Let your customers split any purchase into smaller payments, we'll take care of the details.
10,000+ merchants across Europe power their sales with Inbank payments
38% bigger cart
Notably increase your average order value by letting your customers spread payments over a chosen period.
20% boost in conversion
Reduce cart abandonment and turn browsers into happy buyers with flexible payment solutions.
Access to 1M+ customers
Tap into our established customer base. 70% make repeat purchases with Inbank financing. Plus, make the most of our marketing support.
Smart payments anywhere you sell
From online to offline (or why not both), our merchant platform helps you win more customers and boost order value. Just one account to manage multiple selling points.
Online
Seamless pay later solutions, fully integrated into your web shop. Use ready-made plugins for standard eCommerce, or our API for custom-built solutions – all designed to keep checkout smooth and conversions high.
In-person
Our cloud-based merchant interface works on any browser, no extra tech needed. You can guide the customer through the application in just a few simple steps, or send them a link to complete the process on their smartphone in less than two minutes.
Flexibility that makes any sale possible
Our financing solutions work across industries, helping to turn intent into purchases.
Split into parts
Let your customers split purchases from fashion items to smaller electronics into equal interest-free monthly payments. It’s a smart, embedded way to boost cart size and conversions while we handle all the credit and fraud risk for you.
Pay next month
Give your customers extra flexibility, allowing them to buy now and pay next month. Perfect for shoppers who want to try before they buy or manage cash flow without commitment. It’s a simple way to reduce checkout hesitation and increase conversion.
Installments
Make bigger purchases more affordable. Allow customers to spread payments with interest over their chosen period, tailoring the plan to their monthly budget. You benefit from larger baskets and stronger loyalty.
Car financing
Offer flexible vehicle financing that gives the customer full ownership. Suitable for a new or used vehicle, repairs, or even tires. We provide instant credit decisions, helping you close more deals and meet every customer need.
Smart Rent
Enable customers to rent instead of buy, whether it’s a smartphone or sustainable energy equipment, for manageable monthly payments. It’s a seamless way to drive revenue and customer satisfaction in an eco-friendly way.
Green financing
Help customers invest in eco-friendly products like solar panels or energy-efficient systems by offering financing that supports both affordability and sustainability. A powerful way to drive bigger purchases while aligning with green values.
Medical financing
Give customers the ability to spread the cost of medical procedures or specialist appointments over time, making health-related purchases more accessible and less stressful. Beneficial in healthcare settings where upfront payments can be a barrier.
Custom solutions
Opt for a modular, tailor-made platform easily embedded in your business offering financing solutions for unique business needs and spanning sectors like vehicles, fashion, home and gardening, electronics, health, lifestyle, and more.
Take advantage of the Inbank effect
High credit approval rate
With Inbank, you can trust that your pay-later customers complete their purchase without friction. Smooth shopping, more happy customers.
Fast and fully automated
Bring in more happy customers with 95% automated credit decisions. Just a few simple details to fill out, no extra paperwork.
Fewer drop-offs, more sales
We help customers complete their purchase, even if they take time to decide.
Make sales happen with us
Reach out to one of our consultants to learn more about our services.
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