Car loan

Driving smart is the way to go

Finance your vehicle purchase with Inbank. A quick and easy application process with an instant credit decision.

Apply now

Calculate your monthly payment

Estimate your monthly payments based on the chosen loan amount and time period.

Monthly payment

The calculation is approximate and may differ from the conditions offered to you. Please submit a loan application to receive a personal offer. Financial services are provided by AS Inbank Finance. Also read the sample terms of the loan cost rate and the information relevant to conclusion of the contract.

Smart and simple

Car loan is a reliable unsecured bank loan that can be used to finance the purchase of a car, motorcycle, an ATV, or a boat up to the amount of 15,000 euros.


Fixed interest rate

Interest from 8.9% per year.


No down payment

No down payment or comprehensive insurance required.


Quick and easy

The online application process takes just a few minutes.


Instantly yours

You become the rightful owner of the vehicle right away.

Pick the financing most suitable for you

Compare different loan options and make the smartest choice.

Car loan

Amount 1,500 – 15,000 €
Period 6 – 72 months
Interest From 8.9%
Agreement fee 2% of the loan amount, min 95 €
Administration fee 2.90 € per month
Additional terms and conditions We may ask for a copy of the technical passport of the vehicle.

Car loan plus

Amount 3,000 – 15,000 €
Period 6 – 72 months
Interest From 8.9%
Agreement fee 2.5% of the loan amount, min. 150 €
Administration fee 3.90 € per month
Additional terms and conditions Residual value 25%
We may ask for a copy of the technical passport of the vehicle.

Fast, hassle-free application process

Take these simple steps to finance your new car.


Fill in the form

Choose a suitable monthly payment and fill in the loan application. You’ll receive a credit decision immediately.


Sign the agreement

Sign the contract using Mobile-ID, Smart-ID or your ID-card and identify yourself at Inbank or Omniva, or online via Veriff.


Receive the money

We’ll transfer the loan amount to your bank account within one working day after signing the contract.


Planning a bigger purchase?

Explore your options using our Car leasing with a limit of up to 30,000 euros and a maximum period of 96 months.


Frequently asked questions