Inbank price list - loans, hire-purchase, deposits

Name	Price
Opening of Client Account for private person	free of charge
Opening of Client Account for legal entity	free of charge
Monthly fee for use of Client Account	free of charge
Fee for closing of Client Account	free of charge
Inbank internal payment between Client Account and accounts related to contracts	free of charge
Withdrawal in EUR from Client Account to current account in Estonia	free of charge
Withdrawal from Client Account to current account in foreign country with shared charges (if your bank enables this)	10,00 EUR
Client Account statement in Internet bank	free of charge
Electronic invoice (to Internet bank)	free of charge
Issue of invoice on paper	10,00 EUR
Fee for withdrawal of orders	5,00 EUR
Default interest for negative balance of Client Account	8% per annum + European Central Bank interest rate

Name	Price
Indivy payment plan contract fee (paid according to payment schedule)	free of charge
Indivy payment plan contract maintenance fee (included in monthly payment)	1,00 EUR
Indivy payment plan contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement)	25,00 EUR
Repayments of payment methods made ahead of schedule	free of charge
Fee for early termination of Indivy payment plan contract	1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; and 0.5% of credit amount repaid early in case of shorter period
Reminder about delay in payment of instalment(s)	5,00 EUR
Entry into debt agreement	25,00 EUR
Fee for preparing and issuing a statement (confirmation) ¹	5,00 EUR
Certificate of the existence, conditions, performance, changes, etc of a credit product, per credit agreement (in Russian or in English) ¹	30,00 EUR/hour
Default interest	8% per annum + European Central Bank interest rate
Debt collection expenses after end of contract	up to 30 EUR if the claim is up to 500 EUR; up to 40 EUR if the claim is more than 500 EUR and up to 1000 EUR; up to 50 EUR if the claim is more than 1000 EUR
Contractual penalty for violation of obligations set out in contract	20% of price of goods, but no less than EUR 100

¹ Amounts include VAT.

Name	Price
Fee for amendment of contract (incl. change to contract period, formalisation of repayment holiday and restoration of contract)	15,00 EUR
Entry into debt contract	15,00 EUR
Reminder about delay in payment of instalment(s)	4,00 EUR
Debt collection expenses after end of contract	total amount up to 30 EUR if the claim is up to 500 EUR; total amount up to 40 EUR if the claim exceeds 500 EUR and is up to 1 000 EUR; total amount up to 50 EUR if the claim exceeds 1 000 EUR
Fee for preparing and issuing a statement (confirmation) ¹	5,00 EUR
Fee for early termination of contract	1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; if shorter period, 0.5% of credit amount repaid early
Default interest	8% per annum + European Central Bank interest rate
Contractual penalty for violation of obligations set out in Contract	20% of price of goods, but no less than EUR 100

¹ Amounts include VAT.

Name	Price
Fee for amendment of contract (incl. change to contract period, formalisation of repayment holiday and restoration of contract)	15,00 EUR
Entry into debt contract	15,00 EUR
Reminder about delay in payment of instalment(s)	4,00 EUR
Debt collection expenses after end of contract	total amount up to 30 EUR if the claim is up to 500 EUR; total amount up to 40 EUR if the claim exceeds 500 EUR and is up to 1 000 EUR; total amount up to 50 EUR if the claim exceeds 1 000 EUR
Fee for preparing and issuing a statement (confirmation) ¹	5,00 EUR
Fee for early termination of contract	1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; if shorter period, 0.5% of credit amount repaid early
Default interest	8% per annum + European Central Bank interest rate
Contractual penalty for violation of obligations set out in Contract	20% of price of goods, but no less than EUR 100

¹ Amounts include VAT.

Name	Price
Small loan contract fee (paid according to payment schedule)	2% of loan amount, not less than 35,00 EUR
Renovation loan contract fee (paid according to payment schedule)	2% of loan amount, not less than 120,00 EUR
Car loan contract fee (paid according to payment schedule)	2% of loan amount, not less than 95,00 EUR
Inbank secured loan (car leasing) contract fee (paid according to payment schedule)	1,5% of loan amount, not less than 190,00 EUR
auto24 loan contract fee (paid according to payment schedule)	2% of loan amount, not less than 95,00 EUR
auto24 leasing (secured loan) contract fee (paid according to payment schedule)	1,5% of loan amount, not less than 190,00 EUR
auto24 car exchange loan contract fee (paid according to payment schedule)	2,5% of loan amount, not less than 190,00 EUR
Small loan, car loan and auto24 loan maintenance fee (included in monthly payment)	2,50 EUR
Inbank secured loan (car leasing) monthly maintenance fee (included in monthly payment)	2,50 EUR
auto24 secured loan (auto24 leasing) monthly maintenance fee (included in monthly payment)	2,50 EUR
Small loan, car loan and auto24 loan contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement)	25,00 EUR
Inbank secured loan (car leasing) contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement)	35,00 EUR
auto24 secured loan (auto24 leasing) contract amendment fee (incl. amendment of contact period, setting up grace period and contract reinstatement)	35,00 EUR
Entry into debt contract	25,00 EUR
Reminder about delay in payment of repayment(s)	5,00 EUR
Debt collection expenses after expiry of contract	total amount up to 30 EUR if the claim is up to 500 EUR; total amount up to 40 EUR if the claim exceeds 500 EUR and is up to 1 000 EUR; total amount up to 50 EUR if the claim exceeds 1 000 EUR
Fee for preparation and issuing of certificate (letter of confirmation) ²	5,00 EUR
Certificate of the existence, conditions, performance, changes, etc of a credit product, per credit agreement (in Russian or in English) ²	30,00 EUR/hour
Fee for early termination of contract	1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; and 0.5% of credit amount repaid early in case of shorter period
Default interest	8% per annum + European Central Bank interest rate
Contractual penalty for violation of obligations set out in contract	20% of loan amount, but no less than EUR 100

² Amounts include VAT.

Name	Price
Opening of deposit	free of charge
Fee for early withdrawal of deposit amount	1% of deposit amount, not less than EUR 25,00
Payment of interest from deposit to Client Account	free of charge

Name	Term
Opening of Client Account	up to 3 banking days
Opening of Client Account for legal entity	up to 3 banking days
Withdrawal in EUR from Client Account to Client’s current account in Estonia	up to 1 banking day
Withdrawal from Client Account to Client’s current account outside of Estonia	up to 7 banking days (forwarding of transaction by Bank)

Name	Term
Activation of deposit upon fulfilment of all terms and conditions required for activation	up to 1 banking day
Payment of deposit interest to Client Account	up to 1 banking day
Transfer of balance of deposit amount to Client Account upon early termination of deposit (termination without notice)	up to 1 banking day
Transfer of balance of deposit amount to Client Account upon early termination of deposit (termination with 30 days’ notice)	up to 1 banking day from end of period of 30 days’ notice
Transfer of deposit amount to Client Account upon termination of deposit	up to 1 banking day