Price list and terms of services
| Name | Price |
|---|---|
| Opening a client account as a private person | free of charge |
| Opening a client account as a legal entity | free of charge |
| Monthly fee for using a client account | free of charge |
| Fee for closing a client account | free of charge |
| Inbank internal payment between a client account and accounts related to contracts | free of charge |
| Withdrawal in € from a client account to an Estonian account | free of charge |
| Withdrawal from a client account to a foreign account with shared charges (if your bank enables this) | 10 € |
| Client account statement in internet bank | free of charge |
| Electronic invoice (to internet bank) | free of charge |
| Issue of invoice on paper | 10 € |
| Fee for withdrawal of orders | 5 € |
| Default interest for negative balance of client account | 8% per annum + European Central Bank interest rate |
| Name | Price |
|---|---|
| Split into parts | |
| Inbank split into parts payment method contract fee (paid according to payment schedule) | free of charge |
| Repayments of Inbank split into parts payment methods made ahead of schedule | free of charge |
| Inbank split into parts payment method amendment fee | According to the price list of small loan |
| Reminder about the delay in payment of installment(s) | 5 € |
| Debt collection expenses after end of contract | total amount up to 30 € if the claim is up to 500 €; total amount up to 40 € if the claim exceeds 500 € and is up to 1,000 €; total amount up to 50 € if the claim exceeds 1,000 € |
| Fee for preparing and issuing a statement (confirmation)1 | 5 € |
| Certificate of the existence, conditions, performance, changes, etc. of a credit product, per credit agreement (in Russian or English)1 | 15 € |
| Default interest | 24% per annum |
| Name | Price |
|---|---|
| Pay next month | |
| Inbank pay next month payment method contract fee (paid according to payment schedule) | free of charge |
| Repayments of Inbank pay next month payment methods made ahead of schedule | free of charge |
| Inbank pay next month payment method amendment fee | according to the price list of small loan |
| Reminder about the delay in payment of installment(s) | 5 € |
| Debt collection expenses after end of contract | total amount up to 30 € if the claim is up to 500 €; total amount up to 40 € if the claim exceeds 500 € and is up to 1 000 €; total amount up to 50 € if the claim exceeds 1 000 € |
| Fee for preparing and issuing a statement (confirmation)1 | 5 € |
| Certificate of the existence, conditions, performance, changes, etc of a credit product, per credit agreement (in Russian or in English)1 | 15 € |
| Default interest | 24% per annum |
| Name | Price |
|---|---|
| Hire purchase | |
| Fee for amendment of contract (incl. change to contract period, formalization of repayment holiday, and restoration of contract) | 25 € |
| Entry into debt contract | 25 € |
| Reminder about delay in payment of instalment(s) | 5 € |
| Certificate of the existence, conditions, performance, changes, etc of a credit product, per credit agreement (in Russian or in English) 1 | 5 € |
| Fee for preparing and issuing a statement (confirmation) 1 | 5 € |
| Default interest | 8% per annum + the interest rate applied by the European Central Bank, but not less than the contractual interest rate |
| Contractual penalty for violation of obligations set out in the contract | 5% |
1Amounts include VAT.
| Name | Price |
|---|---|
| Small loan contract fee (paid according to payment schedule) | 2% of loan amount, not less than 50 € |
| Home small loan contract fee (paid according to payment schedule) | 1,5% of loan amount, minimum 75 € |
| Renovation loan contract fee (paid according to payment schedule) | 2% of loan amount, not less than 60 € |
| Green loan contract fee (paid according to payment schedule) | 1% of loan amount, not less than 120 € |
| Car loan contract fee (paid according to payment schedule) | 2% of loan amount, not less than 95 € |
| Car loan plus contract fee (paid according to payment schedule) | 2% of loan amount, not less than 95 € |
| Car leasing (secured loan) contract fee (paid according to payment schedule) | 1,5% of loan amount, not less than 190,00 EUR |
| auto24 loan contract fee (paid according to payment schedule) | 2% of loan amount, not less than 95 € |
| auto24 leasing (secured loan) contract fee (paid according to payment schedule) | 1,5% of loan amount, not less than 190 € |
| auto24 car exchange loan contract fee (paid according to payment schedule) | 2,5% of loan amount, not less than 190 € |
| Renovation loan maintenance fee (included in monthly payment) | 3.90 € |
| Car loan maintenance fee (included in monthly payment) | 3.90 € |
| Car loan plus maintenance fee (included in monthly payment) | 3.90 € |
| Small loan maintenance fee (included in monthly payment) | 3.90 € |
| Home small loan maintenance fee (included in monthly payment) | 3.90 € |
| Inbank secured loan (car leasing) maintenance fee (included in monthly payment) | 3.90 € |
| auto24 loan and auto24 car exchange loan (unsecured loan) maintenance fee (included in monthly payment) | 3.90 € |
| Fee for amending an unsecured loan agreement (small loan, car loan, car loan plus, auto24 loan, renovation loan, mini loan, and green energy loan) (including changing the term of the agreement, registration of a grace period, renewal of the agreement, etc.) | 25 € |
| Fee for amending an unsecured loan agreement (Car leasing and auto24 leasing) (including changing the term of the agreement, registration of a grace period, renewal of the agreement, etc.) | 35 € |
| Entry into debt contract | 25 € |
| Reminder about the delay in payment of repayment(s) | 5 € |
| Debt collection expenses after expiry of contract | total amount up to 30 € if the claim is up to 500 €; total amount up to 40 € if the claim exceeds 500 € and is up to 1 000 €; total amount up to 50 € if the claim exceeds 1 000 € |
| Fee for preparing and issuing a certificate (letter of confirmation) 2 | 5 € |
| Certificate of the existence, conditions, performance, changes, etc. of a credit product, per credit agreement (in Russian or English) 2 | 15 € |
| Fee for premature termination of contract with a fixed interest rate Service contract | 1% of credit amount repaid early if period between early repayment and termination of contract is over 1 year; and 0.5% of credit amount repaid early in case of shorter period |
| Fee for premature termination of contract with an unfixed interest rate Service contract | free of charge |
| Default interest | 8% per annum + the interest rate applied by the European Central Bank, but not less than the contractual interest rate |
| Contractual penalty for violation of obligations set out in contract | 5% |
2 Amounts include VAT.
| Name | Price |
|---|---|
| Opening a deposit | free of charge |
| Fee for early withdrawal of deposit amount | 1% of deposit amount, not less than € 25 |
| Payment of interest from deposit to client account | free of charge |
| Name | Price |
|---|---|
| Rental contract fee | free of charge |
| Reminder about delay in payment of installment(s) | 5 € |
| Debt collection expenses after the end of contract | total amount up to 30 € if the claim is up to 500 €; total amount up to 40 € if the claim exceeds 500 € and is up to 1,000 €; total amount up to 50 € if the claim exceeds 1,000 € |
| Entry into debt contract | 15 € |
| Default interest | 26% per annum |
| Early termination of electronic equipment rental, termination fee | 12 monthly payments or less remaining until the end of the rental period - 3 months’ rental fee (including VAT); 13 to 24 monthly payments remaining until the end of the rental period - 6 months’ rental fee (including VAT); 25 to 36 monthly payments remaining until the end of the rental period - 12 months’ rental fee (including VAT) |
| Service | Term |
|---|---|
| Opening a client account | up to 3 banking days |
| Opening a client account as a legal entity | up to 3 banking days |
| Withdrawal in € from a client account to the client's Estonian account | up to 1 banking day |
| Withdrawal from a client account to the client's foreign account | up to 7 banking days (forwarding of transaction by bank) |
| Service | Term |
|---|---|
| Return of advance payment as of the moment of receiving the application | up to 3 banking days |
| Service | Term |
|---|---|
| Return of advance payment as of the moment of receiving the application | up to 3 banking days |
| Service | Term |
|---|---|
| Return of advance payment as of the moment of receiving the application | up to 3 banking days |
| Service | Term |
|---|---|
| Payout of loan | up to 1 banking day from entry into force of Service Agreement |
| Service | Term |
|---|---|
| Activation of deposit upon fulfillment of all terms and conditions required for activation | up to 1 banking day |
| Payment of deposit interest to client account | up to 1 banking day |
| Transfer of balance of deposit amount to client account upon early termination of deposit (termination without notice) | up to 1 banking day |
| Transfer of balance of deposit amount to client account upon early termination of deposit (termination with 30-day notice) | up to 1 banking day from end of period of 30 days’ notice |
| Transfer of deposit amount to client account upon termination of deposit | up to 1 banking day |