Solutions

One-stop shop for seamless financing

The embedded finance platform to elevate your sales. Our financing meets your customers where they are with solutions that perfectly fit their needs.

30 sec

From application to offer

95%

Automated credit decisions

5,800+

Happy partners across Europe

Solutions that fit

From local brick-and-mortar to cutting-edge digital businesses. Just the right financing for each merchant, both online and offline. We finance anything from sneakers and the latest tech gadgets to solar panels, exactly when and where needed.

Retail from A to Z

ib.businessSolutions.product.retail.imageAlt

Our merchant solutions are built into services online and offline, creating a smooth experience for the shopper right at their favorite seller.

Learn more

Rental service

ib.businessSolutions.product.circularEconomy.imageAlt

We support sustainable living and circular economy by offering seamless rental services for a multitude of products and services from tech to green energy.

Learn more

Car financing

ib.businessSolutions.product.businessSolutions.imageAlt

Offering best-in-class payment solutions with automatic credit decisions. Whether financing vehicles, tires, or service and repair costs, we’ve got your customers covered.

Learn more

ib.businessSolutions.smartChoicesMerchant.imageAlt

When one size doesn't fit all

With 1,000+ custom solutions, our embedded finance platform is easily tailored to your business needs.

Fashion Vehicles Health Electronics Home and gardening Lifestyle and hobbies Services

Omni-channel solutions with one integration

No matter if it’s online or in-store – you can split your payment in equal parts and start paying for your purchases only from the next month.

ib.businessSolutions.client.manShoppingOnSmartphone.imageAlt

ib.businessSolutions.client.womanWithBox.imageAlt

Online

Financing at your customer’s fingertips and entirely integrated into the shopping experience.

In-store

Close deals in moments with ultra-fast credit decisions right there at your point of sale.

Marketplace

Tailor-made solutions, integrations with online payment solutions, and e-commerce platforms.

The platform to scale your business

Accelerate your sales

Empower your customers to pay over time and afford bigger shopping carts.

Integrate seamlessly

Easily link your business to our platform to build a custom sales flow.

Get paid upfront

You get paid right away, while your customers start enjoying their goods.

Eliminate credit risk

We handle all credit and fraud risk, while you focus on growing your business.

Let your customers pay, their way

From buy now, pay later for the latest fashion items to big-ticket financing for home improvement or your dream car, we’ve got just the right solution for your customer.